Application of the Islamic Jurisprudence Principles Prohibiting Gharar in the Sharia Government-Business Entity Cooperation (KPBU) Scheme

Authors

  • Wafa Umniati Universitas Islam Negeri Syarif Hidayatullah Jakarta
  • sajad Universitas Islam Negeri Syarif Hidayatullah Jakarta
  • Tasha Vinaza Universitas Islam Negeri Syarif Hidayatullah Jakarta

DOI:

https://doi.org/10.64565/aghniya.v9i1.36

Keywords:

Fatwa, kpbu, syariah, gharar

Abstract

Background: This study aims to examine how the legal maxim al-gharar al-kathīr yufsidu al-‘uqūd dūna yasīrihī is manifested in DSN-MUI Fatwa No. 156/DSN-MUI/V/2023 concerning the implementation of Sharia principles in infrastructure provision activities through the Government–Business Entity Cooperation (KPBU) scheme based on availability payment.

Method: This study employs a library research method focusing on the examination of documents containing data on the implementation of the prohibition of gharar in fiqh muʿāmalah māliyyah, particularly in DSN–MUI fatwas.

Results: The findings indicate that Fatwa DSN No. 156/DSN-MUI/V/2023, especially in the section concerning the contents of KPBU contractual documents, contains elements of uncertainty (gharar).

Conclusion: Such gharar falls under the category of gharar yasīr, which does not invalidate or compromise the contract, in accordance with the fiqh maxim al-gharar al-kathīr yufsidu al-ʿuqūd dūna yasirihi

References

Affero, M. I., & Mustofa, I. (2024). Dinamika Konsep Gharar dalam Transaksi Keuangan Perspektif Ulama Fikih Klasik. Ma’mal: Jurnal Laboratorium Syariah dan Hukum, 5(5), 477–497. https://doi.org/10.15642/mal.v5i5.383

Aksamawanti, A. (2019). Gharar: Hakikat dan Pengaruhnya Terhadap Akad. Syariati : Jurnal Studi Al-Qur’an dan Hukum, 5(01), 43–56. https://doi.org/10.32699/syariati.v5i01.1184

Al-Maliki, Ibnu Jazyi al-Garnati. (1986). Qawanin al-Ahkam al-Sar’iyah, Cairo: Maktabah ‘Alam al-Fikr.

Al-Saati, A. (2003). The Permissible Gharar (Risk) in Classical Islamic Jurisprudence. Journal of King Abdulaziz University-Islamic Economics, 16(2), 3–19. https://doi.org/10.4197/islec.16-2.1

Al-Zarqa, Mushthafa Ahmad. (1983). Al-Madkhâl Al-Fiqh Al- Amm. Juz 2. Damaskus: Mathba’ah Jâmi’ah.

Al-Zuhayli, Wahbah. (2004). Al-Fiqh Al-Islami Wa Adillatuh. Juz 5. Damaskus: Dar Al-Fikr.

Azzahra, Muthia, Lara Dwi Alma, Intan Nuraini Azzahra, dan Wismanto. (2024). Gharar Konsep Memahami dalam Fiqih: Definisi dan Implikasinya dalam Transaksi. Hikmah: Jurnal Studi Pendidikan Agama Islam, 1(4), 145-153. https://doi.org/10.61132/hikmah.v1i4.265

Kementerian Keuangan RI, Penerapan KPBU berbasis Syariah dalam rangka Pembiayaan Infrastruktur. Diakses 1 Desember 2025 pada https://kpbu.kemenkeu.go.id/read/1129-1293/umum/kajian-opini-publik/penerapan-kpbu-berbasis-syariah-dalam-rangka-pembiayaan-infrastruktur

Muchtar, E. H. (2017). Muamalah Terlarang: Maysir dan Gharar. Jurnal Asy- Syukriyyah, 18, 82–100.

Nurinayah, N. (2023). Praktik Gharar dalam Transaksi Ekonomi Islam: Telaah Terhadap Kaidah Fiqhiyah. Tadayun: Jurnal Hukum Ekonomi Syariah, 4(1), 63–78. https://doi.org/10.24239/tadayun.v4i1.99

Praja, Juhaya S. (2018). Perbandingan Kaidah Fiqhiyah. Bandung: Pustaka Setia

Qudamah, Ibn. (1997). Al-Mughni. Lebanon: Dar Alam al-Kutub

Rahman, M. F. (2018). Hakekat dan Batasan-Batasan Gharar Dalam Transaksi Maliyah. SALAM: Jurnal Sosial dan Budaya Syar-i, 5(3), 255–278. https://doi.org/10.15408/sjsbs.v5i3.9799

Rudiansyah, R. (2020). Telaah Gharar, Riba, dan Maisir dalam Perspektif Transaksi Ekonomi Islam. Al-Huquq: Journal of Indonesian Islamic Economic Law, 2(1), 98–113. https://doi.org/10.19105/alhuquq.v2i1.2818

Rulindo, R., Wirdayanti, Y. N., & Ariyana, F. R. (2020). Concept Note KPBU Syariah. Komite Nasional Keuangan Syariah.

Rusyd, Ibn. (1987). Al-Bayan wa al-Tahshil, Jilid 8. Beirut: Dar al-Gharb al-Islami.

Saputra, B. S. P., Nasrullah, M. H., Muslim, N. A., & Hakim, M. H. A. (2025). Relevansi Legalitas Akad Syariah dalam Mewujudkan Kepastian Hukum dan Keadilan Ekonomi Islam. Jurnal Ilmu Sosial Dan Humaniora, 1(3), 588–599. https://doi.org/10.63822/qd375r30

Sari, I. N., & Ledista, L. (2022). Gharar dan Maysir dalam Transaksi Ekonomi Islam. Izdihar: Jurnal Ekonomi Syariah, 2(2), 22–40. https://doi.org/10.32764/izdihar.v2i2.2610

Shohih, H., & Setyowati, R. (2021). Perspektif Hukum Islam Mengenai Praktik Gharar dalam Transaksi Perbankan Syariah. Dialogia Iuridica, 12(2), 69–82. https://doi.org/10.28932/di.v12i2.3323

Taufiq, T. (2018). Memakan Harta Secara Bathil (Perspektif Surat An-Nisa: 29 dan At-Taubah: 34). JURIS (Jurnal Ilmiah Syariah), 17(2), 245. https://doi.org/10.31958/juris.v17i2.1162

Wahab, Muhammad Abdul. (2019). Gharar dalam Transaksi Modern. Jakarta: Rumah Fiqih Publishing.

Downloads

Published

2026-05-22

How to Cite

Umniati, W., Sajad , A., & Vinaza, T. (2026). Application of the Islamic Jurisprudence Principles Prohibiting Gharar in the Sharia Government-Business Entity Cooperation (KPBU) Scheme. Jurnal Aghniya, 9(1), 1–8. https://doi.org/10.64565/aghniya.v9i1.36