Public Interest in Using Financing in Sharia Banking

Authors

  • Orisa Capriyanti STIESNU Bengkulu
  • Ismi Azis STIESNU Bengkulu
  • Arista Khairunnisa STIESNU Bengkulu
  • Agnes Yolanda STIESNU Bengkulu
  • Beta lorena STIESNU Bengkulu

Keywords:

Public Interest, Financing, Islamic Banking

Abstract

Background: This study aims to determine community interest and factors that influence community interest in Rw 02 Nusa Indah, Ratu Agung District, Bengkulu City.

Method: this study uses a descriptive qualitative method with data collection techniques collected in the form of words, pictures and not numbers by conducting interviews with several entrepreneurs and communities around Nusa Indah, researchers took 8 respondents, 4 of whom were entrepreneurs in Nusa Indah and 4 were local communities by random sampling.

Results: Factors affecting the community in RW 02 Nusa Indah, Ratu Agung District, Bengkulu City, the community has knowledge of Islamic banking, the community has experience in borrowing from Islamic banks, the community has a social structure capable of using Islamic banking financing, and people get socialization and information about sharia banking.

Conclusion: Sharia banking is the right choice for people who want to avoid the sin of usury, for the sake of safety for the afterlife, not a few people who understand religion prefer to do sharia banking transactions.

References

Andrianto & Dr.M. Anang Firmansyah manajemen bank syariah Surabaya CV.Penerbit Qiara Media

Fadillah,M implementasi kurikulum 2013 dalam pembelajaran. Yogyakarta ar ruzz.2013

Gusmail emmang Skripsi; Faktor-faktor yang berpengaruh terhadap kurangnya minta masyarakat menabung dibank syariah. Makassar 2016

Ikatan bankir indonesia tata kelola manajemen resiko. Jakarta Gramedia Pustaka utama 2016

Kementrian agama RI. Al-Qur’an dan terjemahnya; dilengkapi tajwib warna. Jakarta sahifa. 2014

Kasmir, manajemen perbankan, jakarta PT raja grafindo 2002

Lexy,J.moleong, metodologi penelitian kualitatif. Bandung PT remaja rosdakarya 2010

Sudarwan Danim, menjadi peeliti kualitatif rancangan metodologi. Bandung ;remaja rosda karya 2002

Downloads

Published

2025-09-21

How to Cite

Orisa Capriyanti, Ismi Azis, Arista Khairunnisa, Agnes Yolanda, & Beta lorena. (2025). Public Interest in Using Financing in Sharia Banking. Jurnal Aghniya, 7(1), 14–20. Retrieved from https://ejournal.stiesnu-bengkulu.ac.id/index.php/aghniya/article/view/16

Similar Articles

You may also start an advanced similarity search for this article.